To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.
Useful Debt Advice Links
Citizens Advice – Citizens Advice Scotland
HMRC – HMRC Debt Advice
AiB – Accountant in Bankruptcy
DAS Scotland – Official DAS Site
Insolvency Practitioners
Institute of Chartered Accountants
Breathing Space
Citizens Advice Scotland
CCCS – StepChange
FSA – Financial Services Authority